Calcsmith

    Pension calculators

    Pensions are the most tax-efficient way to save for retirement in the UK. Our pension calculators project your pot, model tax relief at marginal rates, compare annuity income, and weigh up SIPP versus ISA strategies.

    Pension pot projection
    Try it →
    Pension tax relief
    Try it →
    Annuity
    Coming soon
    Lump sum tax
    Coming soon
    SIPP vs ISA
    Coming soon

    About pension calculators

    UK pension rules reward early, consistent contributions. Tax relief at 20%, 40% or 45% effectively boosts every pound you put in, and the annual allowance is £60,000 for most savers. Drawdown, annuities, and lump-sum options each have different tax treatment when you retire. These calculators help you model long-term scenarios with realistic growth, inflation, and charges. Combine with our salary and tax tools for retirement planning.

    See also: Salary, Property, Tax